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The banks are sticking with a March 17 disbursement date, even though the IRS has released at least some of the payments Friday. Fintechs Current and Chime are trumpeting their success at getting the money in users' hands.
"It was taking customers 10 minutes to get through this application, and that's just way too long," said Jonathan Burns, the bank's senior vice president and head of digital sales experience.
The Fed's decision to let changes to the supplemental leverage ratio expire March 31 means Treasurys and deposits will again count as assets. As a result, some banks may have to take fewer of both or increase their capital requirements.
The rise of fintech has reenergized the innovation agenda and digital transformation of many traditional institutions. Can traditional banks take on Finserv innovators?
Figures released by Self Financial hinge on the acceleration of closures from 2012 to 2018. Particularly, the rate of closure doubled from 0.81% per year between 2012 and 2015 to 1.6% between 2015 and 2018.
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